If somebody uses your card number to … Many prepaid Visa gift cards don't work for online purchases because they're not registered to a particular person and/or billing address. 0 Kudos All forum topics; Previous Topic; Next Topic; 7 REPLIES 7. michelleriggs84. Most merchants request you to enter some personal details, including the name on the card or your address. Take these key steps to increase your debit card limit 1. Shop with your ScotiaCard debit card or ... Have the amount of your purchase deducted from the funds in your bank account. I Can't buy Vinyls online and I can't make purchases via these online clothing shops, This is the same problem I am faced with.. I've had this problem too. It is a's if my service from Standard Bank have been downgraded. Secondly when I went to that bank they said it can be used and to this day. I was advised at my local branch that this card can be used for online payments, I've also downloaded the app and made sure that the option for online purchases are active .... Now as our bami consultants this should be able to be resolved without further inconvenience to the client, we all need a resolution to this query, please assist. Is there any way to fix this problem so I can use my debit card as my payment option? Therefore, make sure you know how much money is in your account before you buy something using your debit card. I’m working overseas so walang way to go to any branch to clarify. You have to check with the company that issued the gift card to find out if you can register it to your name and address or not. More Details, ScotiaCard with VISA* Debit. Copyright 2021 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. Federal law says that you’re not liable for unauthorized credit card purchases exceeding $50. Often, your debit account may be held when you reserve a hotel room using your debit card, or when you use your debit card to pay for gas at the gas station. Do I have to get a special card for these things? Start by indicating the type of card you have—Visa or MasterCard, for example. That will be unfortunate as I have always been with Standard Bank. And we’ll identify half a dozen common places where you should never ever use a debit card. Entering any information incorrectly when using your debit card can make your card get declined. It is accepted by any retailer who accepts MasterCard. I gave up. I am trying to use my debit card online and my payment is not going through even though I have received my One-Time Password (OTP) on my mobile phone and have enough funds on my account. Those who regularly use their debit card and make large purchases from time to time may want to get a higher daily debit card limit. Why can't I make online purchases with my Debit Ma... Why can't I make online purchases with my Debit MasterCard? I can’t use it in Lazada, Shopee, AliExpress…I wrote to BDO and all they can say is it’s because of extra layers of security between them and the merchants, blah blah…ultimately, they said use another card. Visit our COVID-19 site for latest information regarding how we can support you. That means that if someone gets a hold of your debit card and makes unauthorized online purchases with it, you may be held liable for those purchases, depending on your bank’s individual policies. You don't need to specify that you want to use a debit card (just select the "pay with credit card" option). Unfortunately, it doesn’t always work the way you intended, and you could find yourself without access to your money if your debit card is declined. I can't even link it to Google Play, Über or PayPal. A debit card is used in the same way as a credit card, but the purchase price comes directly out of your bank account instead of being billed to you at a later date. You can pay online with checks, credit cards or services like PayPal -- or you can use a debit card. You can mail us here: [email protected], ©2016 Standard Bank is a licensed financial services provider in terms of the Financial Advisory and Intermediary Services Act and a registered credit provider in terms of the National Credit Act. Thanks for the feedback. Kindly note that you are unable to proceed with on-line purchases using a debit card as you are required to verify your account using CCV numbers located at the back of your card. It worked for my first five purchases with the site (two last night and three this morning), but on my sixth purchase it stopped showing my debit card as a payment option for some reason, even though it was working perfectly fine yesterday and this morning. If you're using the right debit card number and still facing the issue, I'd suggest you remove and add the payment method on google settings. I'm having the same problem. Why was I not able to use the gift card for an online purchase? You simply enter the name on the card, the account number and the expiration date Turn over the card and locate the three-digit security code on the signature strip and enter that. Instead, use a credit card. Gomez also spent many years working as a newspaper reporter. Your debit card pulls funds directly from your checking account. This law does not apply to debit card purchases, however. The debit card doesn't … Pay the tip separately. Decided to look on the forums for help too. I don't know if purchasing something from Google play is considered as an online purchase or like paying for a service were there is a free service and paying one. Having problems registering online? Since July 2016 I am no longer able to do so. i have used this card and its registerd and never had a problem before , im simply so confused as i cant make any purchases on ebay now...HELP . 27,927 Views Message 4 … More Details, Credit cards. This law does not apply to debit card purchases, however. Paying electronically with a check takes longer for money to be deducted from your account, so you can put a stop payment on a check if there’s a problem with your purchase. This is idiotic. My Debit Card Payment Has Been Declined Even Though I Have Enough Money to Cover the Payment Solution. If you don't have enough funds, your … To use a debit card, use it anywhere that you would normally use a credit card, but keep in mind that the money will be taken directly from your bank account. Also, if there’s a problem with the purchase, you can’t withhold payment like you can with a credit card because the money has already left your bank account. I'm actually very disappointed in Standard Bank after being with you guys for more then +-30 years I think it's time for me to move on, I've got the same problem./I've got a debit MasterCard- access account .. My card number is a problem when linking to my google play account. select the debit card (on which the online purchase feature was activated) the UserID will be displayed above the online purchase feature transactions header Did you find this information helpful? Last Updated: 17 Oct 2018. If the Debit card was issued to you by a banking institution, you can walk into the bank, talk to the customer support about it and they will help you with activating your Debit card for online transactions. Both the debit card and credit card allow you to make purchases using e-transaction. Why can't I pay using my debit card? If you've had a debit or check card payment declined and you have enough money in your account to cover the payment, there are four conditions that can prevent your payment from going through: The payment amount exceeds your daily spending limit. I can't buy Vinyls online and I can't make purchases via these online clothing shops. If you are using the cheque card or credit and you still experiencing the same issue, feel free to mail us your full query with account details and the error message for further assistance. I agree with you Saruman. The biggest problem with using your debit card for purchases is, if your info is stolen, the thief now has access to the funds in your checking account. She holds a bachelor's degree in journalism from Northeastern University. I have escalated it to the relevant department. Maestro Card debit cards can be used to pay for purchases online, and is used the same way any other debit card is used online. I've been trying to use my card to make online purchases on Amazon and other such websites, but my card somehow doesn't work for these things. When paying with a debit card, it’s easy to see the decrease in your checking account, which means that it’s also easy to see when you’re spending beyond your means. Looks like they've implemented "App Blocking" for Google Play, GCash, Paypal, Netflix, Airbnb, Grab, Paymaya. The Maestro Card is a internationally accepted debit card owned by MasterCard. I think this is quite diff from online purchase, and doesn't require to have a credit card. When registering online, using an ASP, i.e. Wala palang silbi. Those cards are too expensive at Standard Bank. With credit cards, federal law limits my liability if there's an unauthorized use of my card. All ASB Visa credit and Visa Debit cards must be activated before the card can be used to make purchases online. Make sure you know how much you can pay online with checks, credit cards to purchases! 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